How to Build a Credit-Worthy Business That Lenders Trust

In this powerful session of the Business Recovery Series, Enterprise Uganda hosts Joshua Mazune, Managing Director of MARU Credit, a Tier IV financial institution regulated by the Uganda Microfinance Regulatory Authority. Joshua delivers practical insights on how entrepreneurs can build financially disciplined, credit-worthy businesses that are positioned for long-term growth. Many businesses struggle not because of poor ideas—but because they lack the financial systems and cash discipline that lenders trust.

In this session, Joshua explains how to treat business savings as an operational cost, how disciplined SMEs expand even during downturns, and what credit providers actually look for when assessing businesses. Grounded in Enterprise Uganda’s Business Development Services (BDS) framework, the discussion reinforces the importance of financial literacy, leadership, and structured decision-making for sustainable business growth in Uganda. This session is essential for entrepreneurs seeking smarter financing strategies and stronger financial foundations.

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